WIN A Tropical Island Resort. What Could Possibly Go Wrong?

Win A Tropical Island Resort. What Could Possibly Go Wrong?This is a World First that has everyone in fantasy land.


IN A RAFFLE! $49.00 US

Yes, you read it right! In a raffle! The winner takes all, no second prize, no debt, just happy ever after, bliss!

Before you read any further, be advised that this raffle has been drawn and the lucky winner is from NSW Australia. See the winners response below or check the Facebook Page for all the good news


I am overwhelmed with excitement to embark on this unique experience to own and run the Kosrae Nautilus Resort on the Micronesian island of Kosrae.
What started with simple click of a news article during my lunch break that peaked my interest has resulted in a life changing experience that I could only dream of.
I’d would like to thank Doug and Sally and the whole Beitz family for providing this amazing opportunity and am looking forward to cutting through the red tape, making a trip to the resort to see what paradise looks like to experience all that the resort has to offer.
I look forward to working with Doug, his family and the amazing staff to learn the ins and outs of the business and to continue its success long into the future. Josh & Nick

It’s my favorite tropical fantasy.

How about you? Have you ever pictured yourself in just such an idyllic setting?Paradise found at Kosrae

Imagine,  a cruisy new lifestyle, a sweet income, sunshine, glistening coral lagoon, Pina Coladas by the pool…and dddddebt free!

Are you game to buy a raffle ticket chance to win a lifestyle everyone dreams of, but few ever really try to achieve?

So what could possibly go wrong?

Now, some call me Miss Adventure, (AKA The Cashed Up Nomad). I get high on other people’s dreams! I am a one woman cheer squad for anyone who dares to dream.

Heck, I’ve just spent the last few years finding ways to help others achieve their dreams. My work is to embolden and equip you to run with your dreams, as far as you dare, and then some.

I really hate to be the one to throw a wet, sandy blanket on this equatorial reverie. But you can’t deny that buried way in the back of your mind, are the grinding cogs of negativity, doubt and fear. Let’s call these niggling thoughts the Risk Factor.

What if? What if?

Even an awesome raffle like this can carry risk. As they say, be careful what you wish for, you just might get it! Caution taps on your dream bubble while your imagination races away. This duality of fantasy and fear is what  juices up our dreams.

So Why spoil the fun by saying nasty words like RISK.

Well, risk is the flip side to every dream, the earth to your ether. Risk makes our visions more enticing. When you understand the risks, you move closer to the dream.

Then you take that leap of faith in yourself and jump!

First, Let’s Investigate This Ticket To A Dream

The Debt Free Nautilus Resort on the Island of Kosrae in tropical Micronesia.Kosrae Resort Poolside

Go Nuts! Go Wild! It’s a dream! We will worry about risk a bit later. When you envisage the dream, as if it was real, your heart beats faster and your breath comes shallow.

Where will this dream take you? How will it change your life? Who will benefit? What will you be doing? What will you gain?

The fantasy became their reality.

Here’s how the dream unfolded for the owners, Doug Beitz and his wife Sally. Most of us can relate to their story.

Over 20 years ago, Doug was a Government employee, but disenchanted with the daily 9 to 5 grind. He felt there was more to life than corporate, commute and compromise. Some of us know this as ‘the ole 40/40/40 scam’.

Quote from Doug;

“I definitely felt as if life had different plans for me and Sally,” says Doug. “I think we all have opportunities presented to us regularly, but you need to open your eyes to see them.”

After watching a documentary on Micronesia in 1991, Doug and Sally became fascinated with the untouched, idyllic paradise. It seemed like the perfect antidote to the mind-numbing monotony of 9-to-5 life: sparkling white sandy beaches, vibrant coral reefs bursting with life, endless options for outdoor adventure – from diving to snorkeling, boating, and surfing – and, best of all, the relaxed pace of island life.

After following up on a magazine article about business opportunities in Micronesia, Doug and Sally took the leap and created Nautilus Kosrae Resort. From small beginnings back in the 90s to the quality destination package of Nautilus Resort Kosrae today, they have come a long and interesting way.

Now, after 22 years, the couple are moving to another new life. Sally wants them to become professional grandparents and they’re off to a good start with one granddaughter already.

This Is What Doug and Sally will hand over to the lucky winner. Doug has said that he will assist the new owner with a month of guidance on the management of the resort operations.

  1. A Debt Free Business that has been running for 21 yearsKosrae Nautilus Resort
  2. A Well Established SCUBA Dive Business
  3. $10,000.00 US cash in the bank
  4. A 16 room Hotel fully air conditioned
  5. Manager’s residence with 4 bedrooms, 2 bathrooms
  6. 1 x 2 bedroom self contained apartment
  7. 1 x 1 bedroom self contained apartment
  8. 5 x rental cars
  9. 2 x 10 seater passenger vans
  10. 1 x pickup truck
  11. 80 Seat air conditioned restaurant with indoor and outdoor dining areas, stocked with $5,000 of food supplies
  12. 2 x purpose built dive boats
  13. Private beach
  14. Swimming pool
  15. New Solar Power system
  16. 2 x business websites

Ah! Just check out the video.

Where is Kosrae?

Kosrae is the largest Island in the Federated States Of Micronesia (FSM). Situated in the Pacific Ocean about 370 miles north of the Equator, between Guam and Hawaii. Kosrae, rich in natural beauty, lies in the south east of the FSM, where the wet season is far less extreme than in the north and western zones.

Kosrae climate has only 2 seasons, the wet season from November to April and the dry season from May to October. Day time temperatures sit at around 25 degrees year round.

What else makes Nautilus Kosrae Resort such a dreamy place?

Snorkel;Kosrae Nautilus Blue Hole

The Resort is a short walk from the beautiful coral lined ‘Blue Hole’ in the reef flat. The water temp is a comfortable 24 degrees, so you can snorkel as long as you want in the calm water among the tropical fish.

Surf;North West Kosrae barrells

The Nautilus Resort staff know how to get you to the sweetest surf breaks that draw adventure surfers from across the globe. The best surf is on the west coast where you need a permit and a boat to find the long walls and stand up barrels.  

SUPs at Kosrae

Stand Up Paddle Boarding;

Take an SUP up the mangrove creeks, unbelievable! I have never seen such clear water in mangrove creeks and, trust me, I have seen a lot of mangrove creeks.

Dive;Night Dive at Kosrae Nautilus

SCUBA boats run divers to the densest coral reefs where spotting up to 50 different fish species in a single dive is possible. They say that the visibility averages 100 to 200 feet. If you win the raffle you will become the owner of this profitable dive business.

Seafood and tropical fruits;

Offshore are the abundant tuna fishing grounds. Closer to the resort, the reef is alive with massive Coral Trout and Red Emperor and other succulent varieties. The resort itself has orchards of lemon, lime, banana, orange and tangerine, coconut, papaya, soursop, mulberry and guava. Mmm.


The Nautilus Resort is close to the world famous Lelu ruins. Dating back 1400 AD, the ruins tell a story of a complex society that had in it’s prime time, a population of 7000 citizens. Archaeologists have uncovered the mysteries and histories of a powerful and wealthy king, with many high chiefs and low chiefs under his rule. A visit to the ancient ruins will let you in on the secrets of a lost world. Find out more here.  

Mountains and Unique Forests;Mystic Mountains of Kosrae

The Kosrae mountain peaks rise to 2000 feet and hold the mysteries and beauty of unique Montane Rain Forests. These forest of broadleaf evergreens are the only remaining Montane forests in Micronesia.

I’m especially intrigued by the Cloud Forests of Kosrae, 800 feet above sea level. Up there the mountain slopes are hugged by blankets of mosses and hepatics, which are the delicate members of the buttercup family. Find out more here.

Business on Kosrae

  • US Dollar currency
  • Visitor visas issued on arrival
  • Treaty with the US for guaranteed security protection
  • Easy access by air and sea to the US Pacific rim, New Zealand, Australia and Guam
  • Modern telecommunications including DSL internet and GSM cell phone networks
  • Bank of Hawaii, Bank Of Guam and Bank of FSM Federated States of Micronesia
  • Inexpensive rates on land leases for business
  • Duty free access to some Asian countries
  • Low and simple tax rate at 3% of earnings with few deductions
  • Young and relatively inexpensive labour force

Find out more about foreign investment in Kosrae including permits, opportunities, infrastructure and resources from The Kosrae State Government, Department of Resources and Economic Affairs here

OK Now Calm Down!

Weren’t we going to look at the risks?

Remember your negativity, doubt and fear? What were those niggling questions that bubbled to the surface when you first started to think about winning this resort?

Win a tropical island resort… What could possibly go wrong?

Is It Too Good To Be True?

You know what they say..If it seems too good to be true, it probably is. It’s a smart question, but the answer is not always clear.

I review scams and legit online opportunities all the time.  You could say my BS detector has followed a few crooked paths. So I like to ask questions about new opportunities, a lot of questions.

Let’s talk to the Main Man.

I was fortunate to catch Doug Beitz when he was in Australia, shortly after the launch of The Raffle. I needed to clarify some aspects of the prize. And I have to thank him for being so candid in our conversation.

Doug and Sally, Aussie expats, have owned the Kosrae Nautilus Resort for the last 22 years. Doug told me that his sons, who were raised at the resort and now live in Australia, helped him instigate this World First media stunt.

It’s a world first (#ITSAWF) a new way of selling a business, and because of that it raises eyebrows and some suspicion.

Is WIN The Island Estates a Stunt?

 I call it a stunt, not because of trickery, but because of genius. Many a marketing guru will be excited to follow the clever combination of online tools they have used in their media campaign for this raffle. They are on the fast track to ‘going viral’.

Doug says they have always preferred to do things differently whenever possible. This intrepid approach has worked well for them. For another beautiful example of thinking out of the square, read how in 2014 they raised over $45,000 through crowdfunding to purchase a solar panel system to supply electricity to the resort. 

In turn, when presented with the idea of raffling the property where anyone can afford it, the owners swiftly embraced the idea. “Enabling the average everyday working person excites us”.

Social media has enabled this to happen, five years ago, this would not have been possible.

So, Is this raffle for real?

Yes. It’s a real raffle with tickets sold only online. Do not buy hard copy tickets, they would be fakes. The draw will be overseen by a Legal Notary Public or Justice of The Peace at the Resort on July 26th, 2016. The draw will also be shown live on Youtube or Facebook. The winning ticket will be selected by the third party draw service, is the premier solution to holding random online drawings. The Random service guarantees TRUE RANDOM NUMBERS picks for raffles and numbers games. You may have heard of Keno and Lottery Quick Picks? They are systems.

How many Raffle Tickets are on sale?

There is no upper limit on the number of tickets that can be sold. However, it is important to know that 50,000 is the minimum number of tickets required to be sold for the Resort to be offered as the prize. If ticket sales fall short of 50,000 no one gets the resort and Doug will have to find another way to sell his business.

What happens to your money if they don’t sell the 50,000 tickets?

If less than 50,000 tickets are sold, the advertised prize is not available. In this case, the prize winner is given 50% of the total amount of tickets sold.

For example, if 25,000 tickets were sold at $49.00, the total amount equals $1,225,000.00. In result, the winner receives 50% of $1,225,000.00 which equals $612,500.00

Thus giving every ticket a chance to win half of the proceeds. So even if you are the winner but don’t get the resort, you still get a bucket load of cash.

Do I have to give my email or phone number?

Yes. This is an online raffle, therefore no hard copy tickets are for sale. You will need to submit your  email address and phone contact to enter and to be notified if you are the winner.

“Upon completion of prize drawings, the winner is contacted by telephone and email to advise him or her they have won the prize. If the winner fails to respond to both telephone and email, he or she is contacted at least once per day, for seven days, until he or she is aware of the prize he or she has won.

If after seven days the winner fails to respond, we will conduct a redraw on the eighth day.”

If you win, will you get lumped with a big fat debt?

No, the property is totally debt free. In fact, Doug has made available the Loan Release Certificate from the Federated States of Micronesia Development Bank, verifying the finalisation of the mortgage. View the verified certificate.

Does the raffle include freehold land?Kosrae Nautilus restaurant

No. Very few of the Island Nations will allow a foreign ownership of land title, even if they won the property in a raffle! My sleuth brain needed an answer, so I asked Doug and double checked it with the Micronesian Bureau Of Economic Affairs to confirm.

Foreign ownership of land is not permitted and lease terms are controlled exclusively at the State Level. Kosrae law allows for a 55 year lease renewable for an additional 55 years.

Is the Resort On  Leased Land?

Yes. Doug explained that currently the corporation holds a 25 year lease on the land, with an option to renew for another 25 years coming due in March 2018. The new owners will be handed the existing lease  arrangement, with the land holder having no option to change it. This is a positive outcome for new owners.

Who Is In The Corporation?

Doug and Sally and the local landowner are presently in 80/20 arrangement with the ownership of the Resort. When the landowner was informed of The Raffle, he decided to also put up his 20% share of the corporation.

This means that the new winner of the resort will be 100% owner of the corporation and will lease the land from the landowner. Another positive point for new owners.

What then, could possibly go wrong?

With any business in the tourism sector, there are events out of your control that can impact heavily on the business. Some are temporary and others are long term.

Climate Change

One of the main threats to tourism in Micronesia and indeed their people, is changes to the environment bought about by climate change. The Federated States of Micronesia are actively campaigning at Government levels to increase global awareness of how climate change is affecting their country and their neighbours.

The Kosrae community, including Nautilus Resort, is proactive in many ecologically sustainable practices. Local government utilises solar and wind power generation, innovative recycling systems and the new wave rider power generators and minimum  impact eco tourism of course.

Measures to address climate change need to be supported on a global scale.

Rising Sea LevelsKosrae Coral Reef

The most immediate threat to tourism in Micronesia, from the effects of climate change is Rising Sea Levels. Recent scientific studies document that Micronesia is experiencing the rise of sea levels up to ten times faster than in other parts of the world. Please view this link for further information on Pacific Climate Change Science

Coral Bleaching

Other effects from Climate Change is Rising Temperature of the Sea Water, which in turn has an impact on the coral reef ecosystems. The Australian Great Barrier reef is currently experiencing this same problem. Evidence of coral reef bleaching in Micronesia can be viewed in this photo journal.


Climate change also has an effect on the number of Typhoons reaching Micronesia . It is expected that Typhoons will actually decrease in numbers and intensity in the coming decade, but rainfall will increase.


All Island Nations the world over are at risk from Tsunamis. Kosrae is at  higher risk of severe damage from Tsunamis generated in the southeast, because unlike the other islands of Micronesia, Kosrae is a single large body of land, not protected by strings of smaller islands which buffer the wave impact.

FSM has installed an early warning system and implementation plan for Tsunami events. I have seen these same systems in Indonesia, Thailand, Malaysia and Samoa. Sirens on tall poles around the island  are triggered by a command from the Unesco Tsunami Watch Centre. When a siren goes off the local people walk in an orderly fashion to a designated safe zone. 

Travelling To KosraeFlights To Kosrae

  • Guam (GUM) is the major hub for flights arriving from Europe via Philippines, Korea and Japan.
  • From Australia it is the Red Eye out of Brisbane and a couple of hops, skips and jumps to get to Kosrae.
  • People travelling from Fiji will go via Nadi.
  • From Hawaii you have two stops, at Majuro and Kwajalein.
  • From US mainland cities flights are via Tokyo or Honolulu. Find out more here.

Kosrae and all of Micronesia is an adventure travellers dream. When exploring this part of the world, I highly recommend the discount fare package “Visit Micronesia” put together by United Airlines. You can stop at 5 destinations in a 30 day period for travel to Palau, Micronesia and The Marshall Islands and others.

Health risks in the tropics

Mosquitos live in wetlands and can carry diseases like Dengue Fever and Zika, which is linked to nervous system complications of Guillain Barre disease.

Dengue and Zika are found in Micronesia and other countries with swamplands, like Australia, Africa, USA – Florida and some other Pacific Islands. Contact your home country’s safe travel advisory for information about vaccinations and physical protection from disease.

Illness and injury in any foreign country can spoil all the fun. Make sure your travel insurance has the right cover for adventures in far away places. See my favorite adventure travel insurance for World Nomads.

Only one thing left to do.Surfing Kosrae

I’ve told you some of what Kosrae has to offer and we’ve seen some of the possible drawbacks. All you need to do is decide.

Are you game to buy a raffle ticket that could absolutely change the course of your life?You could win a lifestyle everyone dreams of, but few ever really try to achieve? Will you risk $49.00 for a chance to WIN The Island Estates.

Remember this;

Security is an illusion. Life is a daring adventure or nothing at all.

Helen Keller 1888 – 1968 

Don’t ignore your dreams.The Cashed Up Nomad

When you see the ‘signs’, when you get the tingles, when you can’t sleep at night for thinking about your dream, don’t walk away. Regret is born in that one sad moment when you kill off your own private dream.

Here’s the thing; #ITSAWF  WIN The Island Estates is A Once In A Lifetime Chance.

Share this with your more adventurous friends and tell me what you think about winning an opportunity like this…drop your thoughts in the comments section below.

Go well from Janelle

Founder of The Cashed Up       Earn Your Freedom Online



  1. Daniella said:

    Hi Janelle,

    Wow, what a nice and fun article, just by reading it I want to go on this beautiful tropical island!
    You have mentioned all the information needed and in a such a pleasant way, like we say in French. Chapeau!
    The pictures are not clear, though, but the article makes me imagine myself in Kosrae:) It is really worth a try for only 49.00US!
    I didn’t know about this island until I came across your website and I am glad I found it:)
    I will definitely share this article with many of my friends and also show it to my husband and who knows, maybe will win the ticket:)
    Thank you for this excellent post!

    May 20, 2016
    • Janelle B.M. said:

      Thanks for your comment and good luck! I hope I win it, because I know I can handle it.

      May 20, 2016
  2. RuthM said:

    Oh my goodness, I need to go on holiday. Your article has made me desparate to get away somewhere amazing. Unfortunately money and children make this fantasy unrealistic.

    I love your for and against view of this raffle. Interesting reading! You have really given it thought on the for or against. Everything is not always what it seems huh?

    Love your website name by the way.

    May 20, 2016
    • Janelle B.M. said:

      This kind of change of lifestyle is a massive step for anyone. Life is full of risks and like I said, you weigh them up and get yourself informed and go for it.

      May 22, 2016
    • Janelle B.M. said:

      Hi Ruth. I think that there is a certain amount of risk in everything we do. Some people are willing to take it further than others. I reckon that a healthy bundle of risk is what makes you challenge yourself and live with daring. Never dull around here! Janelle

      May 25, 2016
  3. Buitre said:

    Hi Janelle,
    I am writing from Argentina. What a great article you’ve wrote. Have Doug told you if the hotel economically sustains on it’s own all year round? rooms are booked all year round? In addition, have you talked with him about health? are there good doctors/ hospitals around? and pharmacies?
    Many thanks and regards,

    July 15, 2016
    • Janelle B.M. said:

      Hello Buitre.
      Thank you for visiting my website.
      In answer to your question… Yes, I talked to Doug Beitz, the owner of Nautilus Kosrae Resort, and he did mention the future bookings and profitability of the resort. Here is his official press release about bookings;
      “We’ve recently had a US Government department book 10 of the resort’s 18 rooms until August 2017. The resort has always been popular with divers and vacationers, but this is great news for the winner since it means the grand prize comes with a minimum 55% occupancy until August 2017. This doesn’t not include the current tourist bookings.
      Here is more feedback on profitability;
      “If you’re worried the hotel is trying to get rid of the place because of a lack in business, think again. It’s been open 22 years and has a high rating on TripAdvisor.” Jordi Lippe-McGraw, Travel and Leisure
      About health services on Kosrae, it is difficult to find official information. Instead, I came across something better for you. It is a link to the blogspot of a fourth year medical student from the UK who is posted at Kosrae State Hospital. This story is both fascinating and reassuring to anyone with health concerns in Kosrae. Please enjoy Rodina Peachy’s story and pictures here.
      There is only 10 days until the Resort Prize is drawn. Are you planning to buy a ticket?
      By the way, I am not affiliated with the owners of Kosrae Nautilus Resort, which is fortunate because it means I can also buy a ticket! Yes. I did. Go well from Janelle.

      July 16, 2016
      • Rebecca said:

        Hi. Just wanted to mention that there is one small hospital with semi open wards. Remember that this is a “third world” country. The doctors and staff do the best they can, but there is a health risk in living there. We live in the country, not on Kosrae though. When we wee visiting kosrae one time, my baby injured her head and we had to go to emergency room. Guess what? There was no actual emergency room and we had a really hard time getting someone to tell us exactly where to go, and we had an emergency.

        July 26, 2016
        • Janelle B.M. said:

          Thanks for your input Rebecca. Do you live in Kosrae too? Were you born in Micronesia?

          July 27, 2016
  4. Buitre said:

    Hi Janelle,
    Many thanks for your quick reply and link to the health article provided !
    Yes, I have my ticket too…
    What a wonderful adventure for the winner !
    All the best from Argentina,

    July 17, 2016
    • Janelle B.M. said:

      No problem. They just announced today they have sold 40,894 tickets. Amazing.

      July 19, 2016
  5. Rebecca said:

    Pohnpei is actually the largest island in the FSM, and I believe second is Kosrae, which is quite smaller. But kosrae is absolutely stunning. For me, based on my personality, the drawback to owning this resort would be that it is in such a remote location. There is only one good store there, and when I say good, I mean in comparison to everything else. It’s tiny, but they have some good,but very expensive products. The island is extremely underdeveloped, so this is something to consider. It’s not for everybody. It’s in the middle of nowhere, very expensive to get anywhere else. Also, there are cultural things to consider. Kosrae basically shuts down on sundays. It’s illegal to do most recreational outdoor activities on a Sunday. Also, it is culturally taboo to be seen in a swimsuit, bikini, very shorts shorts, etc. so, it would be the respectful thing for the owners to inform the tourists of this, but many tourists will not like it. There are also many other cultural things to consider.

    July 26, 2016
    • Janelle B.M. said:

      Great feedback Rebecca.
      To some tourists remoteness and living cultures are why they visit such places. In this world it is hard to find such untainted lifestyles. As you say , it is not for everyone..but the world is full of people who long to get away from the plastic and concrete and crowds. For many western tourists modesty is unheard of in their normal life. I think it is good to see another side.
      Thanks for passing on this important info about Kosrae, you obviously have first hand knowledge. How did that come about?
      Do you have any more new points to add? I look forward to hearing from you.
      Go really well from Janelle.

      July 27, 2016
  6. Anke said:

    Hi Janelle, what an awesome opportunity to win an island resort!!! Unfortunately, I just found your post one month too late. Otherwise, I would have invested $49 to be in the draw. Do you know, who won?I assume it wasn’t you? I love your well-researched article and that you actually had a chance to interview the owner of the resort. What a fascinating and inspiring story about how this couple followed their dreams.
    All the best from Anke

    August 29, 2016
    • Janelle B.M. said:

      Hi Anke. No I didn’t win. A guy from Australia, NSW named Justin won it. I don’t have an update for him yet.

      August 31, 2016

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